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Microsoft added the spending controls in the Xbox Family Settings app, saying it was a major feature requested by parents.

Microsoft is adding a feature parents have been requesting for the Xbox game console: The ability to restrict a child from splurging on virtual items using a credit card.  

The purchasing of in-game items, also known as microtransactions, can instantly balloon a credit card bill if left unchecked. As a result, Microsoft is introducing a new function in the Xbox Family Settings app that’s designed to manage a child’s spending over the console.

The Xbox team described the control as “one of the top pieces of feedback” it’s received from parents regarding the Xbox Family Settings app, which Microsoft launched last year. 

“Feedback has ranged from ‘I’d like to add money to my child’s account as a reward for good grades on their report card. Can I do this from the app?’ to ‘I want to give my kid an allowance to spend money on games through the app,’ and ‘How do I manage how much money my son can spend while he’s gaming? I don’t want any surprises!’” the company wrote in a post on Tuesday.

The function will let a parent deposit a certain amount of funds into a child's account for an Xbox console. If the money runs out, then tough luck kid — you'll have to kindly ask your mom or dad for more.

“The funds you decide to add to your child’s account can apply to any purchase, including games, in-game purchases like skins, and apps," the company added.

Of course, a parent could also choose to never link a credit card to a child’s Xbox account. This would prevent the risk of a spending spree in the first place. But Microsoft has come up with an alternative function called “Ask to Buy,” which requires a child to first secure permission from a parent to make a purchase, if they no longer have the sufficient funds in their account balance.

“Parents can then make the purchase on their child’s behalf (if it’s a game or app), or add money to their account for an in-game purchase, like a new skin or an accessory,” the company said. “And if you don’t want to approve the purchase, simply select the ‘deny’ button on the notification you receive.” 

Parents can download the Xbox Family Settings app for both iOS and Android. Through the app, a parent can also view the spending history on a child's account, along with the current account balance.

Referenced from: PCMag